Terms of Use

ScamWise Guide exists to provide free, accessible scam-prevention education to adults. All content on this Site — including articles, examples, statistics, checklists, and community stories — is provided for general educational and informational purposes only.

The Site is not a law enforcement resource, a consumer-protection agency, a financial services provider, or a legal or cybersecurity advisory service.

Nothing on this Site constitutes professional financial, legal, cybersecurity, or law enforcement advice. The information provided is general in nature and may not apply to your specific circumstances.

If you believe you have been the victim of fraud or a scam, please contact your bank, local law enforcement, and the relevant reporting authority in your country (such as the FTC at reportfraud.ftc.gov or the FBI IC3 at ic3.gov in the United States). Do not rely solely on information from this Site when making decisions about your financial security or legal situation.

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You must not use the Site to harass, threaten, or harm any person; submit false, misleading, or fraudulent information; attempt to gain unauthorised access to any part of the Site; use automated tools to scrape or reproduce Site content without permission; use the Site in any way that could damage its operation; or impersonate any person, organisation, or government agency.

When you submit a story or other content to ScamWise Guide, you confirm that the information you provide is accurate to the best of your knowledge, you have the right to share the experience described, and you grant ScamWise Guide a non-exclusive, royalty-free licence to publish, edit, and display your submission on the Site.

You understand that submissions are reviewed before publication and publication is not guaranteed, and that we may edit submissions to improve clarity and protect privacy. You may request the removal of a published submission at any time by contacting us at [email protected].

We reserve the right to decline, remove, or edit any submission that we consider inaccurate, harmful, inappropriate, or inconsistent with the educational purpose of this Site.

All original content on this Site — including text, design, graphics, and educational materials created by ScamWise Guide — is protected by copyright. You may not reproduce, distribute, or republish this content without our prior written permission, except for personal, non-commercial use.

Statistics, data, and information sourced from third parties (such as the FTC, FBI IC3, and AARP) are attributed to their original sources and remain the property of those organisations.

Community stories submitted by users remain the intellectual property of their authors. By submitting a story, you grant us the licence described in Section 4.

This Site contains links to external websites operated by third parties, including government agencies and non-profit organisations. These links are provided for your convenience and do not constitute an endorsement of those organisations or their content.

We have no control over the content, privacy practices, or availability of external websites. We are not responsible for any loss or damage arising from your use of those sites.

This Site is provided as is and as available without warranties of any kind, express or implied. We do not warrant that the Site will be available at all times or free from errors, that the information on the Site is complete, accurate, or up to date, that the Site is free from viruses or other harmful components, or that the educational content will prevent you from being targeted by or falling victim to a scam.

Scam tactics change frequently. While we make reasonable efforts to keep our content current, we cannot guarantee that all information reflects the most recent fraud trends. Always verify information with official sources.

To the fullest extent permitted by applicable law, ScamWise Guide and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this Site or its content — including any financial loss resulting from a scam, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from your use of this Site shall not exceed the amount you paid to access it, which as this is a free educational resource is zero.

You agree to indemnify and hold harmless ScamWise Guide and its operators from any claims, losses, damages, or expenses (including reasonable legal fees) arising from your use of the Site, your violation of these Terms, or your submission of content that infringes the rights of a third party.

These Terms of Use are governed by the laws of the United States. Any disputes arising from your use of this Site shall be subject to the exclusive jurisdiction of the courts of the United States, to the extent permitted by applicable law.

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

We may update these Terms of Use from time to time. When we make material changes, we will update the Last updated date at the top of this page. Continued use of the Site after any changes constitutes your acceptance of the revised terms.

We encourage you to review these Terms periodically.

If you have any questions about these Terms of Use, please contact us at [email protected].