Scam Alerts

Scam Alerts

Curated alerts from official sources — the FTC, FBI IC3, and AARP Fraud Watch Network. Updated manually as new advisories are published.

All alerts on this page link to official government and consumer-protection sources. ScamWise Guide does not originate these alerts — we curate and explain them. Always follow the source link to read the full official advisory.

High RiskGovernment Impersonation

Social Security Administration Impersonation Scams

Federal Trade Commission (FTC)·Ongoing — see source for latest updates·FTC: Social Security Scams

Scammers impersonate Social Security Administration officials, claiming your Social Security number has been suspended, compromised, or linked to criminal activity. They demand immediate action — payment, personal information, or both.

How it works

You receive a call, email, or text claiming to be from the SSA. The caller may say your Social Security number has been suspended due to suspicious activity, that you owe money, or that you are about to be arrested. They may ask you to confirm your Social Security number, pay a fee to 'reactivate' your number, or transfer money to a 'safe' account.

Warning signs

  • ⚠The SSA will never suspend your Social Security number
  • ⚠Government agencies do not demand immediate payment by gift card, wire transfer, or cryptocurrency
  • ⚠Threats of immediate arrest over the phone are a hallmark of this scam

Safety action

Hang up immediately. If you are concerned, call the SSA directly at 1-800-772-1213 (the official number). Report the call to the FTC at reportfraud.ftc.gov.

High RiskTech Support Fraud

Tech Support Scams — Computer Virus Warnings

FBI Internet Crime Complaint Center (IC3)·Ongoing — see source for latest updates·FBI IC3 Public Service Announcements

Fraudulent pop-up messages, phone calls, or emails claim your computer has a virus or security problem. Scammers ask for remote access to your device, then steal data, install malware, or charge for fake repairs.

How it works

A pop-up appears on your screen warning of a virus and providing a phone number to call. Or you receive an unsolicited call from someone claiming to be from Microsoft, Apple, or another technology company. They ask you to install software that gives them remote access to your computer. Once connected, they may steal files, install malicious software, or demand payment for fake repairs.

Warning signs

  • ⚠Microsoft, Apple, and other technology companies do not call you unsolicited about computer problems
  • ⚠Legitimate security warnings from your computer do not include a phone number to call
  • ⚠Any request for remote access to your device from an unexpected caller is a serious warning sign

Safety action

Do not call the number in the pop-up. Do not give remote access to your device. Close the browser window or restart your computer. If concerned about your device's security, contact a trusted local technician or the manufacturer's official support line.

High RiskInvestment Fraud

Investment Fraud and Cryptocurrency Scams

FBI Internet Crime Complaint Center (IC3)·Ongoing — see source for latest updates·FBI IC3 2023 Elder Fraud Report

Investment fraud — including cryptocurrency investment scams — was the costliest type of internet crime reported to the FBI in 2023. Scammers build trust over time before persuading victims to invest in fraudulent schemes.

How it works

Scammers contact victims through social media, dating apps, or messaging platforms. They build a relationship over weeks or months, then introduce an investment opportunity — often involving cryptocurrency — that promises high returns with little risk. Victims are encouraged to invest increasing amounts. When they try to withdraw funds, they are told to pay additional fees or taxes. The money is never returned.

Warning signs

  • ⚠Investment opportunities promising guaranteed high returns with little or no risk are always fraudulent
  • ⚠Requests to move investments to cryptocurrency platforms you have not heard of are a serious warning sign
  • ⚠Being asked to pay fees or taxes before withdrawing investment funds is a hallmark of this scam

Safety action

Do not send money to anyone you have not met in person, regardless of how long you have communicated online. Verify any investment opportunity through the SEC's investor.gov or FINRA's BrokerCheck. Report suspected investment fraud to the FBI IC3 at ic3.gov.

High RiskRomance Scams

Romance Scams — Online Relationship Fraud

AARP Fraud Watch Network·Ongoing — see source for latest updates·AARP: Romance Scams

Scammers create fake online profiles on dating sites, social media, or messaging apps and build romantic relationships with victims before requesting money for emergencies, travel, or other fabricated needs.

How it works

A scammer creates an attractive online profile and initiates contact. They invest significant time building a relationship — often over months — before introducing a crisis: a medical emergency, a business problem, or a need for travel funds to visit the victim. They request money by wire transfer, gift card, or cryptocurrency. They may also ask victims to receive and forward money on their behalf, which can make victims unwitting participants in money laundering.

Warning signs

  • ⚠Someone you met online who has never met you in person asks for money for any reason
  • ⚠The person always has a reason they cannot meet in person or video chat clearly
  • ⚠Requests to receive money and forward it to another account on someone's behalf

Safety action

Never send money to someone you have not met in person. If you suspect a romance scam, call the AARP Fraud Watch Network Helpline at 1-877-908-3360 (free, available to all Americans). Report to the FTC at reportfraud.ftc.gov.

High RiskGrandparent Scams

Grandparent Scams — Family Emergency Fraud

AARP Fraud Watch Network·Ongoing — see source for latest updates·AARP: Grandparent Scam

Scammers impersonate a grandchild or other family member in distress, claiming to need urgent financial help for bail, medical bills, or other emergencies. They often instruct victims not to tell other family members.

How it works

You receive a call from someone claiming to be your grandchild or another family member. They say they are in trouble — arrested, in a car accident, or in the hospital — and need money immediately. They may pass the phone to someone claiming to be a lawyer or police officer. They ask you to send money by wire transfer, gift card, or cash, and instruct you not to tell other family members because they are embarrassed.

Warning signs

  • ⚠Urgent requests for money from a family member you cannot verify — always call them back on a number you already know
  • ⚠Instructions not to tell other family members are a hallmark of this scam
  • ⚠Requests for payment by gift card, wire transfer, or cash delivery

Safety action

Hang up and call your family member directly on a number you already have. Do not use any number provided by the caller. Verify the situation with another family member before sending any money.

Medium RiskPhishing

Phishing Emails Impersonating Banks and Financial Institutions

Federal Trade Commission (FTC)·Ongoing — see source for latest updates·FTC: How to Recognise and Avoid Phishing Scams

Fraudulent emails impersonate banks, credit card companies, and financial institutions. They claim your account has been compromised or that unusual activity has been detected, and direct you to a fake website to 'verify' your credentials.

How it works

You receive an email that appears to be from your bank or a financial institution. It may use the bank's logo and formatting. The email claims there is a problem with your account — suspicious activity, a security alert, or a required verification — and includes a link to click. The link leads to a fake website that looks like your bank's site but is designed to capture your username, password, and other personal information.

Warning signs

  • ⚠Urgent language claiming your account will be closed or suspended if you do not act immediately
  • ⚠Links in emails that do not match the bank's official website address when you hover over them
  • ⚠Requests to enter your full password, PIN, or Social Security number on a website you reached by clicking an email link

Safety action

Do not click links in emails claiming to be from your bank. Instead, type your bank's web address directly into your browser, or call the number on the back of your bank card. Report phishing emails to the FTC at reportphishing.antiphishing.org.

Report Fraud to Official Agencies

If you believe you have encountered a scam or your financial information may be at risk, report it promptly. Reporting helps protect others.